Baccarat Live | Evolution Gaming Table Game & Casinos

Baccarat is a French casino game, which dates back to the 19th century, although some sources say it's been played even earlier, at the end of the 15th century.

Today, it's one of the most popular card games at casinos and players from many countries join the table to play a round of Baccarat ↱.

Evolution Gaming has a few varieties of Baccarat Live that can be played at many tables. These include Speed Baccarat, Lightning Baccarat, No Commission Baccarat, Baccarat Squeeze, Baccarat Control Squeeze and Golden Wealth Baccarat.

We will give you an overview over the different types and variations of Evolution Gaming baccarat tables in this article, and a general guide for the rules and strategy.

Best online casinos with Baccarat Live in 2024

You can play live Baccarat at Evolution Gaming online casinos, and find standard Baccarat live and many variations of the game. This list provides you with some of the best casino websites in 2022, and every provider is fully licensed.

You can play live casino games, as well as many other online slots or instant games for real money, and cash out your winnings. Take a look at our casino reviews to learn more about each casino website, their games, bonuses and payment terms.

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*Bonus T&Cs apply! Accuracy not guaranteed, terms can change any time.

Standard Baccarat live game rules

The objective of the standard Baccarat game is to predict which side has the better card hand total with a value that is closest 9 points.

You can play Baccarat with bets starting from €1 up to €2000. The game is played with one standard 52-card deck.

After players have placed their bets, the dealer will deal two cards to the Player and to the Banker. If the value of the card hands is the same for the Player and the Banker, the game ends in a tie. In this case, the bets placed on Player or Banker are returned (Push), and the Tie bet is paid out.

Point scoring is a little different in Baccarat than in other games. The Ace is the card with the lowest value of 1 point. Numerical cards are worth their face value, but 10, Jack, Queen and King are worth 0 points.

If the value of the initial two cards of either the Player or the Banker is worth 8 or 9, points, no further cards are dealt, and the winner is evaluated.

In the case that the Player's and the Banker's initial two cards have a value of between 0 and 7 points, the 'Third Card rule' applies, starting with the Player.

The Player draws a third card for a total value of between 0 and 5 points, and the Player stands when total value is 6 or 7 points.

If the player has to draw a third card, it depends on the value of the card on whether the Banker will also draw a third card.

Betting options and payouts at Baccarat Live

You can bet on the Player or the Banker to have the better hand, or you can bet on a Tie, or that either Player or Banker have a Pair (two of the same valued cards). The theoretical return to player (RTP) of standard Baccarat is 98.94%.

The standard payouts are:

Player bet pays 1:1
Banker bet pays: 0.95:1 (5% Commission)
Tie pays 8:1

If they're not shown on the screen already, you can activate additional bonus bets in the settings and the 'General' tab. These bonus bets allow you to bet on additional Pair options.

P Pair pays 11:1 if the Player's first two cards are a Pair
B Pair pays 11:1 if the Banker's first two cards are a Pair
Perfect Pair pays 25:1 if either Player or Banker have two identical cards (value and suit)
Perfect Pair pays 200:1 if both Player and Banker have two identical cards (value and suit)
Either Pair pays 5:1 if either Player or Banker have a Pair

P Bonus and B Bonus pay according to the hand combination achieved on either the Player or the Banker:

Natural Tie pays Push
Natural Win pays 1:1
Non-Natural hand wins by 4 points pays 1:1
Non-Natural hand wins by 5 points pays 2:1
Non-Natural hand wins by 6 points pays 4:1
Non-Natural hand wins by 7 points pays 6:1
Non-Natural hand wins by 8 points pays 10:1
Non-Natural hand wins by 9 points pays 30:1

The theoretical return to player for the bonus bets depend on the bet placed:

P Pair and B Pair have a RTP of 89.64%
Perfect Pair has a RTP of 91.95%
Either Pair has a RTP of 86.29%
P Bonus has a RTP of 97.35%
B Bonus has a RTP of 96.63%

Red Envelope

The Red Envelope is a random bonus feature that can trigger at any of the Baccarat tables at any time. This bonus can be applied to either the Tie, Player Pair or Banker Pair bets and increase the payout by up to 88x.

Up to three Red Envelopes can appear in the same round, showing different multipliers. If a player has placed their bets on either of those three fields, and they win the bet, their payout will be multiplied by the Red Envelope's multiplier.

Baccarat live strategy

You can play Baccarat with a strategy that lowers the overall risk of the game. For this, the Player and Banker bets have the lowest risk.

Mathematically, it's slightly more likely that the Banker wins, and to balance it out with the Player bet, a 5% commission is charged on the Banker bet payout.

When looking at the overall RTP of Baccarat you'll notice that some bet types pay a lot more than others.

If you want to play Baccarat with the optimum strategy, avoid the Tie bets, or other bonus bets that have a lower chance of winning. However, these bets are suited for players who wish to take a higher risk for the chance of potentially higher winnings.

Keep in mind, that Baccarat is a game of chance, and there is no strategy that will give you an advantage over the house in the long term.

Be careful with increasing your bets after losses (Martingales), as this can make the game very costly, and it's generally not worth the risk.

A standard Martingale baccarat bet would require you to double your initial bet after a losing round in each next losing round, until you win the hand, after which you will revert to the original bet size. You will then have won the value of your original bet.

An example: Your initial bet is €1 on the Player. You lose the bet and increase it to €2. After another loss your bet is €4. You win the round and get paid €8. You've spent a total of €1 + €2 + €4 = €7 and effectively won €1. Now imagine even more losing rounds in a row, or a higher starting bet…

These types of bets can quickly get out of hand, so we don't recommend using a Martingale strategy with baccarat. It's not unlikely to have many losing hands in a row, which would mean that your wagers can get very high in a short time, and possibly even reach the table limit.

There are other strategy systems based on mathematical sequences, such as the Fibonacci, Paroli, Labouchere and D'Alembert systems, and they are all based on increasing wagers in a certain pattern, which would eventually balance out and result in a win.

However, applying these types of strategies at live Baccarat may not go as you expect, as many casinos frown upon players using strategies at the tables, and they may remove you from the table if they find you playing with a strategy pattern.

Speed Baccarat

While cards are dealt face down in regular Baccarat, Speed Baccarat cuts down the time a game round is played by dealing the cards face up. Every round is played on an average of 27 seconds, making it a lot faster than the standard game which takes around 48 seconds.

No Commission Baccarat

As the name implies, No Commission Baccarat doesn't charge the 5% commission on the Banker wins, but the exception is when the Banker scores 6 points, in which case the players are paid back half of their original bet (0.5:1).

This game offers an optional Super 6 Insurance side bet, and in case the Banker scores a 6, the player wins a payout of 15:1.

Baccarat Squeeze

Baccarat Squeeze applies standard Baccarat rules, but the focus in this game is on the thrill of the card reveal called the squeeze. The dealer put extra emphasis on slowly revealing the cards which increases the overall thrill and enjoyment of the game.

You can enjoy images from over 15 cameras capturing the table and close-ups of the cards as they're being revealed.

Baccarat Controlled Squeeze

Baccarat Controlled Squeeze goes a step further, and allows players to reveal the cards themselves. The cards are placed facedown on cameras, and players can virtually peel back the cover from the camera to reveal the card underneath.

This allows players to play the game at their own pace, and it adds another layer of excitement and suspense by engaging players to participate hands-on in the game.

Lightning Baccarat

A game of the Lightning-series from Evolution Gaming, Lightning Baccarat offers a thrilling experience with additional multipliers in every round.

In each game between one and five Lightning cards are randomly drawn from a virtual 52-card deck. Each of these cards will show a random multiplier of between 2x and up to x8.

As this game offers potentially higher winnings, a Lightning fee of 20% is applied to every bet. You can learn more about this exciting game in our Lightning Baccarat review.

Golden Wealth Baccarat

Similar to Lightning Baccarat, Golden Wealth Baccarat features additional multipliers in the game. To participate, an additional fee of 20% is added to the bets.

In every round, five golden cards are drawn from the virtual pot on the table, and they show a multiplier of between x2 and x8. If the player's winning hand (Player or Banker) shows one of those cards the multiplier will increase the payout. It's also possible to have multiple golden cards in one winning hand.

Bac Bo

Bac Bo is a variant of Baccarat played with dice. Both sides have two dice each, and the side with the higher dice total wins the round.

In this game, players can bet on the Player or Banker, or a Tie. The Tie bet pays between 4:1 and up to 88:1, depending on the probability of the dice results shown. You can learn more about this live casino dice game in our Bac Bo review.

Dragon Tiger

Dragon Tiger is a simplified Baccarat-type card game in which only one card is drawn for each the Dragon and the Tiger. The higher card wins the round.

In this fast-paced game, players can bet on either the Dragon or the Tiger, a Tie or a Suited Tie, which has the highest payout of 50:1. Learn more about this top-card casino game in our Dragon Tiger review.

Baccarat Live FAQ

♦ Is there a strategy to win at Baccarat?

You can play Baccarat with an optimum strategy that will lower the house edge of the game significantly, but you won't be able to play it with a strategy that guarantees a win in every round, or give you an overall advantage of the house.

In general, betting on the two options Player or Banker will give you the best options of winning. However, in standard baccarat, a commission of 5% is charged on the Banker bet, which means the payout is slightly lower than that of the Player bet (1:1).

However, it's 1.06% more likely that the banker wins, and if you want to follow the best strategy to win at Baccarat you should always bet on the Banker.

Although the Tie bet has a higher payout, it has a lower RTP of only 89.64%, and it's therefore not recommended to play this bet, unless you're willing to take the risk.

The same goes for other optional bonus bets, as they all have a higher risk and lower RTP, with the exception of the P Bonus bet, which has a relatively high return to player of 97.35%.

There are other Martingale-type strategies available, that follow mathematical patterns of increasing the bet size, but we don't recommend using them, as they have high risk of losses, and using them may not be allowed at the tables.

♦ What are the differences between Evolution Gaming's Baccarat table variants?

Evolution Gaming offers several tables with live Baccarat, and depending on how you wish to play the game you can chose an option you prefer.

Speed Baccarat is an overall faster game following standard Baccarat rules while Baccarat Squeeze is slower and puts more emphasis on the cards being revealed in a more suspenseful way.

Baccarat Control Squeeze is best suited for players who wish to engage even more in the game, as this game allows players to reveal the cards themselves.

In Lightning Baccarat, up to 5 cards with random multipliers are added to the game, increasing overall payouts. The multipliers can also be added together, increasing winnings even further.

In Golden Wealth Baccarat five golden cards are added to the game that show random multipliers of between x2 and x8. If the player wins with a hand that shows one of the selected golden cards, the multiplier is applied to the winning amount.

♦ Which is the best casino for Baccarat live from Evolution Gaming?

There are many online casinos that offer Baccarat live casino tables from Evolution Gaming, and we present to you some of the best casinos with Baccarat in this guide.

Each of the recommended casinos is licensed and trusted by their players, and you can play Baccarat in many variants, as well as many other live casino table games from Evolution Gaming, and sometimes other operators.

♦ Is Baccarat a game of skill or chance?

Baccarat is one of the most popular casino games at land-based and online casinos. It's a pure game of chance where players can bet on who they think will win the hand.

There is an element of skill, which involves learning about the payouts and game rules, and which bets will have the most likely winning outcome.

As a live casino game, there is no strategy that you can apply that will guarantee a win in every round, which means it's more a game of chance than a game of skill.

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